Top 10 Smartphone under 20,000 to buy in 2020
In the world of smartphones, we’ve reached a point where it’s no longer necessary to spend absurd amounts of money to get some pretty cool features in phones. Even in the mainstream segment, one can find some good deals if you know where to look.
If you have a budget of around Rs. 20,000, then you can find a pretty diverse set of good smartphones on offer. It was just last year that the in-display fingerprint sensor became all the rage in flagship phones, and today, you can actually get that in a phone under Rs. 20,000. Not only that, but due to stiff competition and recent price cuts, you can actually get a phone with a flagship-level Qualcomm SoC from 2018 in this price range too.
Like all our curated lists, the phones we’ve picked under Rs. 20,000 have all been well-received in our reviews and have a minimum rating of 8 out of 10. All our picks have individual strengths such as triple cameras, the allure of stock Android, bezel-less displays and even the raw power or the one of the best SoCs around, so you can pick the one that suits your usage the best.
Here the best phones you can buy under Rs. 20,000 in India right now.
Samsung Galaxy M31
Samsung Galaxy M31 continues the legacy of Galaxy M30s as the handset ticks all the right features for an average consumer. You get a massive battery capacity, a beautiful AMOLED display, and a premium design. You get capable rear cameras that don't just provide you with great details in pictures but also let you innovate as the sensors are of different types. Samsung Galaxy M31 is undoubtedly one of the best phones you can pick under Rs 15,000 right now in India. 

Realme 6 pro 
Although Realme 6 is more of a headline-maker than Realme 6 Pro, purely because of incredible value for money, the Pro model is not a minor upgrade by any means. The Realme 6 Pro comes with a 90Hz refresh rate, upgraded cameras over the Realme 6, and a premium design. The handset takes on stiff competition in this range and while the software has shown a massive improvement, the underwhelming low-light camera performance means that the handset doesn't top this list. However, Realme 6 Pro is a really good phone for its price point.
Rs 16,999


Vivo Z1 pro 
If you thought that the punch-hole design was just for the premium segment smartphones, Vivo Z1 Pro is here to prove you wrong. Apart from the unique display design, you also get a massive 5,000mAh battery and a triple camera setup for clicking good pictures in all kinds of conditions. There is a capable 32MP selfie camera on the handset to ensure that you take selfies that can be posted on social media right away as well. With a large display and a massive battery, you can rely on Vivo Z1 Pro to act as a perfect multimedia companion.
 Rs. 15,990


Redmi Note 9 Pro Max
Redmi Note 9 Pro Max fills in the shoes as the brand's mid-range flagship phone and it justifies the title extremely well. Although the handset has a lot in common with the regular Pro model, you get a 64MP primary camera and a 32MP selfie camera on this variant. The phone makes no compromises when it comes to processor, display, camera performance, and even battery backup. Although you don't get a high refresh rate that you can get in slightly more expensive phones, the Note 9 Pro Max is an all-rounder that gets the job done. 
Rs. 14,999

Realme X2
Realme X2 is one of the most popular handsets in this price segment right now and rightly so. The handset comes with a powerful processor that can handle any application that you will throw its way with ease. Combine this with premium design, durable build quality, and impressive camera performance to get an all-round package. Given how well the handset is positioned in terms of pricing, there is no doubt that it is the best possible buy in this category. 
Rs. 17,499

 Asus Zenfone 5Z
The ASUS flagship handset is one of most affordable smartphones in the market that ships with a capable Snapdragon 845 SoC. Apart from the impressive processor, the handset packs 6GB of RAM and 64GB built-in storage, which is further expandable via microSD card up to 2TB. The ZenFone 5Z features a notched display design, which is still a common design choice in the market. The handset runs Android 8.0 Oreo-based ZenUI 5.0 out of the box and offers dual camera setup at the rear. Overall, the Zenfone 5Z delivers an all-round package at a very compelling price point.
Rs. 16,999
Xiaomi Poco X2
With a 120Hz refresh rate display and a powerful processor in this price range, POCO X2 definitely serves as a deserving handset in the company's catalogue. If we talk about value for money, the POCO X2 offers a great camera performance (headlined by a 64MP primary sensor), an impressive battery life, and a premium design at a price point where most people can afford the phone. There is a case to be made that the new handset from POCO is one of the best value-for-money handsets across price segments and this statement alone should give you a fair idea about the handset's place in this list.   

 Redmi K20
The Redmi K20 is almost a flagship smartphone with a Snapdragon 730 SoC inside. It features a 6.39-inch Super AMOLED display with 1080 x 2340 pixel resolution at 403 PPI. It comes with up to 8GB RAM and up to 256GB of internal storage. The K20 looks stunning with a flaming gradient finish and a bezel-less edge-to-edge display, while at the back is a triple-camera setup that can take some sharp photos both in the day and night. Redmi K20 is one of the best mobile phones under Rs 20000 one can buy right now. It sports a triple rear camera setup: 48MP + 8MP + 13MP and has a 20MP selfie shooter. The handset packs a 4000mAh battery with 18W fast charging support.
Rs. 22,999

Redmi Note 8 pro
While the K20 is better, it's also quite expensive. The Note 8 Pro, on the other hand is available well under Rs 20,000 and thanks to a MediaTek Helio G90T SoC, it's one of the fastest phone you can buy in that budget. The phone also comes with a 64MP primary camera, along with an 8MP ultra-wide sensor, a 2MP macro lens and another 2MP depth sensor. The Note 8 Pro also comes with Alexa built-in allowing you to control you home appliances hands-free. Its a good mobile phone under Rs 20000.
Rs. 14,999

 Samsung Galaxy M40

The Samsung Galaxy M40 takes after the design of the Galaxy S10 with a Infinity-O display. This is one of the best phones to buy under Rs 20,000 from Samsung. It’s not AMOLED however, but a bright TFT panel. Thanks to the new display design, the screen stretches all the way to the edges and as such, makes it a smartphone fit for 2019. The back is made of glossy plastic with a gradient finish and houses a triple-camera setup which includes a 32MP primary sensor, 8MP ultra-wide and 5MP depth sensor. Inside is a Snapdragon 675 SoC coupled with 6GB RAM and 128GB storage.
Rs. 19,999
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